Services
Wealth Management
Investment Services:
We provide a suite of services essential to your success whether it is for you personally, your family, your business or for the organization you represent. We boast a wide array of planning tools ranging from business, financial, retirement, or estate planning. We have access to vast investment resources such as domestic and international exchanges, mutual and exchange-traded funds, equity research, structured products, alternative asset classes, hedge funds and more. Life, health, disability and long-term care insurance are also offered.
Core Portfolios:
Leveraging Raymond James research, we offer three core portfolios to our clients:
- Equity-Income which seeks risking dividend income.
- Growth which seeks capital appreciation.
- Select Equity is our flagship portfolio which combines the growth and the dividend portfolios.
purposeful planning
Purposeful planning is all about what you want to protect. Some families focus on creating a fantastic retirement, while others are called to change the world through philanthropy. However, to one degree or another, most families are motivated to prepare their heirs to be good stewards of the wealth they receive.
We can help you create a Philanthropic Mission Statement to guide your giving and determine the impact you want to make in the world, positioning your assets in a way to maximize your goals in a sustainable fashion. We can also help you educate, share and collaborate with your family to give them the tools necessary to help future generations thrive. Whatever your individual needs, we are here and happy to serve as your partners in purposeful planning.
Retirement:
We can help you with all stages of retirement planning. Whether you are still growing your retirement assets or ready to generate retirement income, we’ll assist you in creating a plan to support your desired lifestyle.
Charitable:
Let us help you change the world! With careful planning, we can help position assets to create a sustainable charitable strategy. We can help you hone in on the impact you want to make in your world and measure the effectiveness of your giving. Through searching conversations with you and your other advisors, we seek to formulate a plan that brings you joy in knowing you lifted another.
Prepare Heirs:
Suite of Services
Goal Planning & Monitoring:
With our innovative and collaborative planning tools, we help families create a realistic plan designed to meet your specific goals. Once we have a baseline plan, we thoroughly test the plan and gauge the probability it will be successful, discuss priorities and look at tradeoffs that can be made to attempt to improve your odds.
Asset Maps:
Apple had 1000 Songs in your Pocket, we have All your Assets on a Single Page. This is the first step of all our planning. All the comprehensive data in the world won’t help someone make a decision if they can’t clearly see how it is related.
We use the MultiGen Asset Map in order to better understand the families we advise. It is a visual experience that displays the family members, entities, assets, liabilities, insurance policies and so much more. It is the key to enabling thoughtful communication and coordination with all your other advisors. We also use the asset map to help families talk clearly and effectively about their wealth.
Family Stories:
60% of estate wealth transitions were caused by a breakdown of communication and trust within the family unit. Understanding our roots and who we are, helps us find a path forward. The way to understanding who we are and where we come from is through story. Claire Halsey explains that “our identity is strongly tied to our family and its history; not only where we’ve come from, but the family characteristics such as adventure, courage, creativity and even the jobs or achievements of family members.” Halsey explains that family story telling reinforces family characteristics and establishes the connection between generations.
Legacy always, always begins with story. A legacy story shared fosters stewardship. A legacy story plus stewardship lead to a shared family wealth story. Part of our essential work is helping families understand and share their legacy wealth stories to foster increase intergenerational communication and trust within the family.
Family Engagement Activities:
One of the most important aspects of our work is engaging families across generations to help them identify and share both their individual and combined goals, values, and visions for the future. We have gathered some of the industry’s best tools from organizations such as 21/64, Legacy Capitals, Institute for Preparing Heirs, and the Purposeful Planning Institute. These tools, along with our proprietary family activities, facilitate family discussions, deepen family connection, and foster intergenerational trust and unity.
Philanthropic and Family Mission Statement:
12% of the estate-transition failures are due to a lack of a unified mission. Those families that lacked a wealth mission statement or lacked a family consensus behind such a statement, bore the brunt of wealth transition failures.
Just as family mission statements foster a sense of purpose, so do philanthropic mission statements. They give purpose to your giving and act as a filter and guide to focus your donations and involvement in your charitable efforts. Ultimately it increases your impact in the organizations and people you serve.
“A family mission statement is a combined, unified expression from all family members of what your family is all about –what it is you really want to do and be –and the principles you choose to govern your family life.”
– Stephen Covey
Educate, Share & Collaborate:
25% of failures in estate transitions were caused by inadequately prepared heirs. Finding ways to help your loved ones become well-equipped to stewards of family wealth is key in the hopes of intergenerational unity.
People usually remember about 20% of what they hear, 50% of what they hear and see, and 90% of what they do. We work with families to develop ways to prepare the next generation by applying all three forms of learning. Whether it is through family activities to educate the younger generation, sharing information about family wealth, or multigenerational collaboration to give the next generation vital experience, we can do it all.
Suite of Investment Services:
INVESTMENT PRODUCTS:
Equities
Asset Management
Mutual Funds
529 Plans
Annuities & Insurance
Fixed Income
Options
Alternative Investments
Structured Investments
Sustainable Investing
Donor-Advised Funds
CASH & LENDING SOLUTIONS
WEALTH MANAGEMENT
Longevity Planning
Financial Planning
Portfolio Consulting
Rollover Solutions
Trust & Charitable Planning
Concentrated Equity Strategies
Education Planning
Educate, Share, & Collaborate
People usually remember about 20% of what they hear, 50% of what they hear and see, and 90% of what they do. We work with families to develop ways to prepare the next generation by applying all three forms of learning.